Snap Finance - No-Credit Financing Made Easy

Get Jewelry Now. Pay Later. Good credit? Poor credit? No credit?

Bad credit or no credit? No problem! Get Approved up to $5,000 with Snap. No Credit Needed financing is Snap's rent-to-own financing that doesn't rely on credit reports to determine approvals or denials. We use a propietary process that allows us to look beyond bad credit, bankruptices, or even no credit history. Snap understands that we all face challenges from time to time, so we look for opportunities to help you build or restore your credit.

Apply Now


Just answer a few easy questions and get approved for up to $5000 in seconds!

Go Shopping!

Select the items you want that are within your Snap spending limit. Note that an Application fee is due upon purchase.

Contact Us

Give us a call at 305-394-2897 or Email us @ with your approval ID with the items you wish to purchase.

Pay over time

Make regularly scheduled payments and if you choose to buy it out with early buyout options. The sooner you buyout the more you save!

Apply Now

After checkout

Las Villas Jewelry will ship your order and send you a confirmation email with tracking information. Snap will also email you a copy of your lease agreement and will remind you of your upcoming payments.

Have a question?

Snap Finance and Las Villas Jewelry are always available to help. Check out Snap FAQ or call 1-877-557-3769.


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