Acima: Lease-to-Own

The No Credit Option

With a lease to own program from ACIMA, you can lease your gold and diamond jewelry from Las Villas Jewelry and then pay for them over time, even if you have bad or no credit at all. Best of all, you will only pay $70 at checkout. ACIMA offers 90-day early purchase option. Applying takes only a minute and will not impact your FICO score. Click below to see if you qualify for lease to own financing from ACIMA. Upon Approval, Shop Directly on our Website or Mobile App and Choose ACIMA as your payment option in checkout.

Apply Now


Just answer a few easy questions and get approved for up to $5000 in seconds!

Go Shopping!

Select the items you want that are within your ACIMA spending limit through our Website or Mobile App.

Checkout with ACIMA

Choose ACIMA as your payment option in checkout if you need help or have any questions Email us @

Pay over time

Make regularly scheduled payments and if you choose to buy it out within the first 90 days you'll benefit from discounted early purchase option pricing.

Apply Now

After checkout

Las Villas Jewelry will ship your order and send you a confirmation email with tracking information. ACIMA will also email you a copy of your lease agreement and will remind you of your upcoming payments.

Have a question?

Acima: Lease-to-Own and Las Villas Jewelry are always available to help. Check out ACIMA Support or call 1-801-297-1982.


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